Embedded wallet vs. bring-your-own-wallet

Understand custody: the wallet Tove provisions vs. connecting your own.

New collectors get an embedded passkey smart wallet, provisioned automatically and controlled by your passkey. You can also bring your own Stellar wallet (BYOW) via SEP-10 sign-in, set it as your primary settlement wallet, and rotate your holdings to it. Embedded-wallet holdings can be self-custodially exported at any time.